Are you going to have remorse for the same reasons? We'd argue that avoiding these regrets is not only affordable but good for your personal finances.

Let's take a look at them.

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Note: Expiration dates are in brackets and special instructions are in parentheses.

Media

• "Eating Well" magazine: One-year subscription for $5 at Amazon.com [expiration unknown]. That's six issues. This offer comes with auto-renewal, but you can cancel it if you don't want to automatically be charged for another year.
• "Field & Stream" magazine: One-year subscription for $5 at Amazon.com [expiration unknown]. That's 12 issues. This offer comes with auto-renewal, but you can cancel it if you don't want to automatically be charged for another year.

Office and school

• Free personalized desk calendar: At Walgreens Photo online (use code FORTHEDESK) [6/19].
• Staples: 20 percent off everything you can fit in their bag in stores (print first) [6/22].

Pets

• Cat litter: $2 off 8-pound or larger Fresh Step product or 34-pound Scoop Away at Target stores (print first) [expiration unknown].
• Cat litter: $2 off any size World's Best Cat Litter product (print first) [expiration unknown].

Tech

• Batteries: $2.75 off one Energizer Ultimate Lithium, Advanced Lithium or Recharge product (print first) [expiration unknown].
• Headphones: 71 percent off Pioneer's SE-MJ591 Audiophile Foldable On-Ear Headphones at Buy.com [expiration unknown]. Instead of $300, they're $85 - and shipping is free.

Clothing, shoes and accessories

• Message T-shirts: 40 percent off all T-shirts at BustedTees.com (use code FOURTEEOFF) [expiration unknown].
• Ann Taylor (women's): 50 percent off all tops in stores and online (use code TOPS50) [6/19].

Verizon is one of several toying with the idea, The Boston Globe says:

Cable and technology companies such as Verizon are trying to develop monitoring systems that would be built into cable TV subscribers’ set-top boxes or digital video recorders and use cameras and microphones to keep tabs on the movements and comments of viewers — even to the point of detecting their moods.

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Now, because of a new U.S. Supreme Court decision, the practice could cost drug makers in ways they hadn't expected. The justices ruled 5-3 that brand-name drug companies can be sued under antitrust laws if they make such agreements, the Los Angeles Times says.

The ruling will likely lead to lower prices, the newspaper says; the Federal Trade Commission has said these back-room deals cost consumers and health plans $3.5 billion a year.

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She quit three weeks later, when her first paycheck came in the form of a prepaid debit card, Philly.com says.

She asked about getting a check or direct deposit instead, but both her supervisor and the franchise holder told her the prepaid card was the only option, Philly.com says. She quit, got an attorney, and sued.

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I recently was looking online trying to find out more information about my credit score and report. I thought I was filling out information to get my report, but later got a call from a Lexington Law paralegal, who told me I had requested information about fixing my credit. They said they'd pull up my report free.

I'd read an article you'd written about getting free reports and that companies doing it are typically scams, so I was very hesitant to give out my information. After looking at their website and feeling more comfortable about them as a legitimate business, I gave my information.

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If you’d rather save money and do something more memorable this year, check out our ideas for cheap and fun anniversary dates.

1. Go camping

Want to get away from it all without paying for a hotel room? Camping is an inexpensive option with plenty of fun and romantic activities – like hiking, bird watching, or sitting around a campfire under the stars. Most campsites we checked out cost $12 to $24 a night. You can even book your stay online at any federal campground through the National Recreation Reservation System.

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Court documents and interviews with officials at the Justice Department, Federal Trade Commission and the Consumer Financial Protection Bureau show banks turning a profit after ignoring potential fraud warnings and sometimes playing a more direct role in "enabling dubious merchants to prey on consumers," The New York Times says.

"Banks across the country, from some of the largest to smaller regional players, help facilitate billions of dollars of fraud each year, according to interviews with consumer lawyers and state and federal prosecutors," the Times says.

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CNN and BuzzFeed came up with 10 ways we're already giving up data, including to social networks and other businesses that track you or use your data to sell things. Here are some of them:

• Last year, Facebook bought data on 70 million U.S. households and has been tracking user behavior to help businesses tailor ads designed to reach them.
• Twitter just partnered with major global ad firm WPP Group, which will use the site's data "to set up a way to better monitor real-time consumer behavior," CNN says.
• Retailers are using eye-tracking technology to see what you look at in stores. Sometimes the cameras are in mannequins.
• Department stores such as Nordstrom use their Wi-Fi networks to track smartphone users' location and movements. (You can opt out.)
• Target has a system that tracks purchase history and analyzes it to make recommendations and give coupons. It works so well that "a Target in Minneapolis determined that a teenager was pregnant before she did," CNN says.

For better or worse, this is the new normal. CNN also mentions that local law enforcement agencies are building DNA databases of crime suspects, and we recently wrote about how credit bureaus are watching our Facebook posts for signs of fraud.

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From CCFSettlement.com, the official website for the settlements:

On April 16, 2013, the court approved a distribution of checks concerning foreign transaction fee claims made in connection with the settlements in the two related matters In re Currency Conversion Fee Antitrust Litig. and Ross, et al. v. American Express Co., et al. (The initial distribution of checks in connection with the currency conversion fee settlement was completed by mid-January 2012.)

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